Max Roth Ira Contributions 2024 Married. You can leave amounts in your roth ira as long as you live. The ira contribution limits for 2024 are $7,000 for those under age 50, and $8,000 for those age 50 or older.
You can make contributions to your roth ira after you reach age 70 ½. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing.